Un posible efecto contraproducente de la regulación climática en el sector financiero, publicado recientemente por CGAP (un think-tank del Banco Mundial) y elaborado entre otras por mi amiga Tatiana Alonso.
Climate change directly threatens both financial stability and financial inclusion, which are interdependent. Therefore, it is essential to design and calibrate measures to mitigate these risks carefully, ensuring they do not inadvertently create a vicious cycle of instability and exclusion. In response to the growing risks posed by climate change, a range of climate-related financial regulations are being implemented to maintain financial stability and facilitate the green transition.
Climate-related regulation may affect the ability and incentives of financial service providers to extend credit to vulnerable segments through six interrelated and mutually reinforcing pathways: new customer eligibility barriers; increased costs; reduced access to funds; capacity constraints; heightened supervisory scrutiny and elevated reputational and litigation risks.
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